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Have you been injured in a car accident?
Motor vehicle accident (MVA) claims cover more than just car accidents – they cover a range of injuries to drivers, pedestrians and passengers on the road, including:
- bicycle accidents,
- motorbike accidents,
- bus accidents, and
- truck accidents.
At TGB we understand that in one single moment your whole life can change. The aftershocks on your physical and mental health, ability to work, independence and your family life can last a lifetime. Obtaining expert advice early on can ensure you and your family achieve greater financial security, rather than trying to negotiate a claim yourselves.
How do you know what a fair settlement is?
We constantly see offers to settle from insurers which are significantly lower than they should be.
TGB has been helping people injured in motor vehicle accidents to claim compensation for more than 50 years. We negotiate with insurers on a daily basis in relation to these types of claims.
It is important to speak to a lawyer at TGB as early as possible so we can help you understand your entitlements and reduce the stress that often follows being involved in an accident. You don’t have to try and find the solutions on your own.
Our team of motor vehicle injury experts can support you throughout the MVA claims process, while you focus on your recovery.
How we can help you.
Experts with more than 50 years’ experience
We’ve been helping injured people for more than 50 years. When you engage TGB Lawyers to help you with your car accident claim, you are in safe hands. TGB is a national leader in motor vehicle accident compensation, with dedicated and experienced teams across South Australia, Western Australia, the Northern Territory and Queensland, including the largest team in this area in South Australia. Our depth of expertise in this area means you can concentrate on your recovery while we manage your claim. Our expert and caring lawyers will be there for you when you need us.
First interview free
Not sure if you are entitled to compensation arising from your car accident? Contact us today for an obligation-free chat! We offer a free initial interview, so you have nothing to lose. Usually, after a few simple questions, our motor vehicle accident team will be able to tell you if you are eligible for compensation.
No win, no fee*
We understand that everyone’s financial circumstances are different. And often, after a motor vehicle accident, people can be under increased financial stress due to the inability to work, medical expenses and more. That is why, at TGB, we don’t charge you for our legal fees until after your claim has been finalised. And if you don’t win? We don’t charge. It is as simple as that.
Recovery of legal expenses
Legal costs can be recovered from the insurer in almost all cases. We always try to recover the vast majority of your legal costs from the insurer for you, so the amount you need to pay is as small as possible.
Focus on YOU
At TGB, our clients are at the centre of everything we do. We value building genuine relationships with the people we help. Compassionate, caring, cost-effective solutions and advice when you need it most.
Under what circumstances can I make a Motor Vehicle Accident claim?
If you were involved in a motor vehicle accident and were:
- the driver of a vehicle
- a passenger
- a pedestrian
- a cyclist, or
- involved in any other way in a motor vehicle accident that was not your fault,
you may have a claim.
In some states, even drivers who were at fault have entitlements if catastrophically injured in a car accident. This is why we offer an initial free interview at TGB. In most cases, we will be able to tell you if we think your claim will succeed after you discuss the circumstances of the accident with us.
How do I make a Motor Vehicle Accident claim?
Here’s a brief outline of the initial steps involved in making a claim, if you are injured in a motor vehicle accident:
- Contact the CTP Insurer of the driver who is at-fault – they will provide you with a claim form to complete.
- Seek medical advice and obtain a medical assessment as soon as possible after the accident. You will need the medical certificate from this assessment to lodge with your claim.
- The process beyond these initial steps varies from State to State – but you may be required to sign various documents including certificates, declarations and affidavits relating to your claim.
- It is important to contact a lawyer who is an expert in car accident claims in your State or Territory, to give you the best possible chance of receiving the maximum compensation available to you.
If I engage TGB Lawyers to look after my claim, what happens next?
If we believe you are eligible for a motor vehicle accident claim, we will handle all negotiations with the relevant insurance company direct while you focus on your recovery. We will get medical reports from doctors relating to your injuries, notify the other people in the accident and attend the scene of the accident if required.
Our focus is on supporting you throughout the MVA claims process, while you focus on your recovery.
Will I have to pay legal fees for my car accident claim up front?
It is important to note that the insurer will pay the majority of your legal costs if your claim is successful. TGB Lawyers will recover as much of your legal costs from the insurer as possible should you win.
We will also not charge you legal fees until your claim has been finalised. You therefore have to pay nothing from your own pocket until after your claim has been resolved.
Throughout your claim we will liaise with you, the insurance company and the doctors to gather enough information to accurately assess your compensation.
In most cases we will pay the cost of medical reports and other expenses during the course of your claim (or get the insurer to pay for them). This way, you are not out of pocket during the course of your claim.
How long will my claim take?
It is important to note that once your claim is settled, that is the end of the claim. The settlement is final, and your case is closed. There is no option to seek additional compensation in the future for the same accident. Because of this, it is important to obtain expert advice before settling your claim, so you are fully informed with the decision you are making at the time.
The length of your motor vehicle accident claim depends on how severe your injuries are, and how long it takes you to recover from them. Your claim cannot be finalised until you have fully recovered or you have recovered as well as can be expected (in the opinion of your doctors). This is because an assessment of your future medical expenses and permanent incapacity will form a part of your claim. Once your claim has been finalised it can’t be changed, so it is important that your claim not be resolved until we are fully informed about what future problems you may have.
What am I entitled to claim for?
Your entitlements will vary depending on the circumstances of your motor vehicle accident, and when the accident occurred. Before your claim is finalised we will take into account:
- your pain and suffering,
- the wages that you have lost (from not being able to go to work),
- the medical expenses that you have incurred and might incur in the future,
- your loss of future earning capacity (if your future ability to work is reduced),
- help required around the home, either paid or voluntary assistance, and
- rehabilitation costs, including re-training costs if applicable.
We will discuss these entitlements with you to keep you updated throughout your claim.
When should I seek legal advice?
Strict time limits apply to motor vehicle accident claims. In many States and Territories you have 6 months from the date of the accident in which to make a claim. Because of this, we recommend that you get legal advice as soon as possible after the accident, especially now that new, complex laws have been introduced in some States which may impact your entitlements.
Will I have to go to Court?
It is not likely that your claim will end up in a court room. Seeing a lawyer does not mean that your claim will be delayed or result in a trial occurring. In fact, if you engage a lawyer to help you, it should resolve more quickly than if you proceed by yourself.
Is a Compulsory Third Party (CTP) claim the same thing as a Motor Vehicle Accident claim?
In most cases, the simple answer is yes.
Compulsory Third Party (CTP) Insurance covers the liability of anyone who drives a registered car, for injuries caused to passengers and other road users in an at-fault motor vehicle accident. CTP insurance is compulsory, and is paid at the time of registering any vehicle. It is there to protect any injured parties resulting from motor vehicle accidents (except the driver who caused the accident).
That basically means that if you are involved in an accident with another vehicle that is not your fault, the CTP Insurance belonging to the driver at fault will cover your injuries.
Sometimes people refer to a Motor Vehicle Accident Claim as a Compulsory Third Party Claim, or CTP Claim, because they are essentially one and the same thing.