Had Enough of the Insurer? Here’s What You Can Do About Your Workers Compensation Claim in the Northern Territory

Are you tired of dealing with your workers’ compensation insurer?
Have you been asked to put forward an offer to resolve your claim? 

 If you’re based in the Northern Territory and navigating a disputed workers compensation claim, you’re not alone – and there is a way forward. 

 Under the Return to Work Act NT 1986, Section 78A – Settlement by Agreement gives injured workers the option to resolve their claim through a formal agreement with the insurer. 

What Does Section 78A Allow? 

In the Northern Territory, Section 78A of the Return to Work Act NT 1986 gives injured workers the option to resolve their workers compensation claim through a formal agreement with the insurer. This agreement can take the form of either a lump sum payment or a structured settlement, depending on your circumstances and preferences. 

A settlement under Section 78A can cover a range of entitlements. This includes compensation for past and future weekly income payments, as well as medical expenses you’ve already incurred or may need in the future. Importantly, the agreement may also include a lump sum payment for whole person impairment, which reflects the long-term impact of your injury. 

If you’re considering a lump sum, it’s worth thinking about whether the amount offered is fair and how it might affect your financial future—especially if you’re unable to return to work. These decisions can have lasting consequences, so it’s essential to understand all the implications before agreeing to a settlement. 

Why Consider a Lump Sum Settlement? 

If you’re unable to return to work or simply want to move on from the stress of dealing with your insurer, a lump sum might offer financial certainty.  

 But it’s important to understand: 

• Whether the amount offered is fair 

• How it affects your future entitlements 

• What impact it may have on your long-term financial situation 

 This is especially important for Territorians who may be dealing with limited work options or ongoing medical needs. 

Get Advice Before You Sign Anything 

Before entering into any agreement, it’s crucial to seek legal advice—and in some cases, financial advice—to make sure the settlement is in your best interest. Every case is different, and the implications of a lump sum can be significant. 

Talk to Our Darwin Team 

If you’re considering a settlement or just want to know your options under the Return to Work Act NT, we’re here to help. 

Call us on (08) 7929 1000
Email: darwin@tgb.com.au
Visit our Darwin office page